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Home Loan

Reasons to Select Growl Communications Asset management for Your Home Loan

When it comes to home loans in India, Growl Communications Asset management is the leading company to trust.

Unlock the Door to Your Dream Home

Your residence is more than just a sanctuary; it is where precious memories are created. Converting the aspiration of owning a home into actuality requires careful preparation and significant asset management resources. Growl Communications Asset management, the premier provider of home loans, is committed to obtaining the best loan package customized for your needs. Delve into the essential elements of home loans with us to make informed choices.

Your residence is more than just a sanctuary; it is where precious memories are created. Converting the aspiration of owning a home into actuality requires careful preparation and significant asset management resources. Growl Communications Asset management, the premier provider of home loans, is committed to obtaining the best loan package customized for your needs. Delve into the essential elements of home loans with us to make informed choices.
  • Home Purchase Loan: This loan is designed for the specific purpose of buying a new house.
  • Home Improvement Loan: This type of loan is intended for the renovation or repair of an already owned home.
  • Home Extension Loan: This loan is ideal for borrowers looking to expand or extend their current home, such as adding an extra room.
  • Home Conversion Loan: This loan allows borrowers who have an existing housing loan to transfer it to a new home, providing the additional funds needed for the new property.
  • Bridge Loan: This short-term loan assists borrowers in Buying a new home while waiting to sell their current property. Home Construction Loan: Borrowers can take this loan when they plan to build a new house from scratch.
  • Land Purchase Loan: This loan is specifically for purchasing land for construction or investment purposes.

Documents Needed For Home Loan :

Loan application documents are generally similar across banks, but specific requirements may vary. Asset management institutions typically request the following documents for processing a loan application.

Common Documents:
  • Applicant and co-applicant's passport-sized photos
  • Copy of PAN card for both applicant and co-applicant
  • Aadhaar card copies for applicant and co-applicant
  • Proof of current address for both applicant and co-applicant
  • Proof of income for both applicant and co-applicant
  • Applicant's last 12 months' bank statements and co-applicant's last 6 months' bank statements

In the case of Salaried
  • Copies of payslips for the last 6 months and TDS certificate
  • Employment certificate from the employer
  • The latest 2 years of Form 16 issued by the employer

For individuals who are self-employed
  • A copy of the partnership deed if the business is a partnership firm, or a copy of the Memorandum of Association and Articles of Association if it is a company, or business proof (such as Shop & Establishment Certificate, VAT, Sales Tax, GST, Service Tax, IEC) if it is a proprietorship firm.
  • Copies of audited asset management statements for the past 3 years.
  • We require the profit and loss account for the last 3 years.
  • Include the income tax assessment order.
  • Proof of the company's current address.
  • The GST certificate of the Company.

Additional Paperwork :
  • Any loan sanction letters that are currently in effect.
  • Existing EMI repayment schedule, if applicable.
  • Documentation including agreement copy, booking slip, E-bill, OC, and share certificate for the property being purchased.